Our IDA program is a great way for families to save money for the downpayment on a house.  The steps are very simple.

  1. Open up an idea account by completing the Intake form and application forms.  We will also need a copy of your drivers licences and social security card to open up the bank account.
  2. Attend Financial Literacy and Homebuyer Education Classes.  Check out our calendar for when they are available.
  3. Make regular deposits in your IDA account.
  4. Buy a home.  At closing, we will bring your savings as well as the matching funds to the Title Company.  You will need to complete this withdraw form to authorize us to bring the funds to your home loan closing.  Click here for the Authorization Form.

Click here for the program guidelines to fully explain the program.