Committed to a brighter future for children, neighbors and communities.

We consider a healthy neighborhood to be one that is safe, clean, and diverse; one in which it makes economic sense for people to invest and one where neighbors manage change successfully.

We consider a healthy neighborhood to be one that is safe, clean, and diverse; one in which it makes economic sense for people to invest and one where neighbors manage change successfully.

Steps to Homeownership

If you are interested in buying a house, here are the steps you will walk through with our Housing Counselor on your way to homeownership. 

1. Make a monthly budget to determine how much of a mortgage you can afford. 

2. Build $1,000 in IDA savings for down payment. 

3. Build credit score to 640. 

4. Attend Financial Literacy class series and Homebuyer Education class. 

5. Visit lenders and choose the best offer. 

6. Apply for down payment assistance from the City of Waco. 

7. Close on your house and move in! 

Steps to homeownership
  1.  Make a monthly budget to determine how much of a mortgage you can afford.
  2.  Build $1000 IDA savings for down payment.  Click here for more information.
  3.  Build credit score to 640.
  4.  Attend free classes: Financial Literacy & Homebuyer Education. Class Schedule/Sign up to attend class?
  5.  Visit lenders and choose the best offer.
  6.  Apply for down payment assistance from the City of Waco (Click here for more information). Possible assistance of $15,000 or more!
  7. Close on your house and move in! 
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Grassroots Community Development
Grassroots Community Development3 days ago
Last Friday was a busy time of celebratory events in East Waco. JH Hines hosted a Muffins for Moms event, where over 100 moms, grandmothers, aunties, sisters, and mother figures attended. Community partners and other volunteers also showed up to support this effort.
At the same time, just across West Waco Drive, was the Groundbreaking Ceremony for the new GW Carver Middle School. Alumni, current students and staff, public officials,Waco ISD, residents and other community members gathered for this historical event. We enjoyed being able to participate and support these exciting moments.
Grassroots Community Development
Grassroots Community Development4 days ago
1 week away from Rooted! Please visit our website for more information on purchasing tickets and sponsoring. We can't wait to celebrate with you! https://grassrootswaco.org/rooted/
Grassroots Community Development
Grassroots Community Development6 days ago
If you are interested in filing a protest and want to learn how, join us for a Property Tax Workshop on Thursday. With the deadline quickly approaching, this will be one of the last opportunities to join an in person workshop.

Thursday, May 12th
6pm to 8pm
Calvary Chapel
702 N 18th. Street