Steps to homeownership
- Make a monthly budget to determine how much of a mortgage you can afford.
- Build $1000 IDA savings for down payment. Click here for more information.
- Build credit score to 640.
- Attend free classes: Financial Literacy & Homebuyer Education. Class Schedule/Sign up to attend class?
- Visit lenders and choose the best offer.
- Apply for down payment assistance from the City of Waco (Click here for more information). Possible assistance of $15,000 or more!
- Close on your house and move in!