Committed to a brighter future for children, neighbors and communities.

We consider a healthy neighborhood to be one that is safe, clean, and diverse; one in which it makes economic sense for people to invest and one where neighbors manage change successfully.

We consider a healthy neighborhood to be one that is safe, clean, and diverse; one in which it makes economic sense for people to invest and one where neighbors manage change successfully.

Fair Credit Reporting Act

Did you know?
According to these laws….
Fair Credit Reporting Act (FCRA)
• You have the right to know what is in your file.
• Access to your file is limited.
• You may seek damages from violators.
Fair and Accurate Credit Transactions Act (FACTA)
• You have the right to a free annual credit report.
Each of the three credit reporting agencies must, at a consumer’s request, provide a credit report for free once per year. The agencies established www.annualcreditreport.com for consumers to request the reports.
• You have the right to place a fraud alert on your credit file.
• Credit card numbers must be truncated so the full number is not visible on receipts.
Fair Credit Billing Act (FCBA)
• You can dispute billing errors associated with your credit card account.

A dispute must be sent via mail within 60 days of the date on the credit card statement that shows an error. The creditor has 30 days to acknowledge the letter and 90 days to research the dispute and make a determination.
• You must be billed in a timely manner.

 

Adapted from hudhousingcounselors.com

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Grassroots Community Development
Grassroots Community Development3 days ago
Last Friday was a busy time of celebratory events in East Waco. JH Hines hosted a Muffins for Moms event, where over 100 moms, grandmothers, aunties, sisters, and mother figures attended. Community partners and other volunteers also showed up to support this effort.
At the same time, just across West Waco Drive, was the Groundbreaking Ceremony for the new GW Carver Middle School. Alumni, current students and staff, public officials,Waco ISD, residents and other community members gathered for this historical event. We enjoyed being able to participate and support these exciting moments.
Grassroots Community Development
Grassroots Community Development4 days ago
1 week away from Rooted! Please visit our website for more information on purchasing tickets and sponsoring. We can't wait to celebrate with you! https://grassrootswaco.org/rooted/
Grassroots Community Development
Grassroots Community Development5 days ago
If you are interested in filing a protest and want to learn how, join us for a Property Tax Workshop on Thursday. With the deadline quickly approaching, this will be one of the last opportunities to join an in person workshop.

Thursday, May 12th
6pm to 8pm
Calvary Chapel
702 N 18th. Street