Committed to a brighter future for children, neighbors and communities.

We consider a healthy neighborhood to be one that is safe, clean, and diverse; one in which it makes economic sense for people to invest and one where neighbors manage change successfully.

We consider a healthy neighborhood to be one that is safe, clean, and diverse; one in which it makes economic sense for people to invest and one where neighbors manage change successfully.

Fair Credit Reporting Act

Did you know?
According to these laws….
Fair Credit Reporting Act (FCRA)
• You have the right to know what is in your file.
• Access to your file is limited.
• You may seek damages from violators.
Fair and Accurate Credit Transactions Act (FACTA)
• You have the right to a free annual credit report.
Each of the three credit reporting agencies must, at a consumer’s request, provide a credit report for free once per year. The agencies established www.annualcreditreport.com for consumers to request the reports.
• You have the right to place a fraud alert on your credit file.
• Credit card numbers must be truncated so the full number is not visible on receipts.
Fair Credit Billing Act (FCBA)
• You can dispute billing errors associated with your credit card account.

A dispute must be sent via mail within 60 days of the date on the credit card statement that shows an error. The creditor has 30 days to acknowledge the letter and 90 days to research the dispute and make a determination.
• You must be billed in a timely manner.

 

Adapted from hudhousingcounselors.com

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Grassroots Community Development
Grassroots Community Development5 days ago
Needing transportation to the polls??
No problem. Call the number below.
***Social distancing guidelines will be followed.
Grassroots Community Development
Grassroots Community Development6 days ago
Although 2020 has been a difficult year, it has highlighted the need for the commitment to race equity we have seen from several community leaders in Waco over the past few years. Read more about it on our blog:

https://grassrootswaco.org/blog/local-schools-commitment-to-diversity-inclusion-and-equity/
Grassroots Community Development
Grassroots Community Development1 week ago
Support Grassroots Community Development while you shop Amazon Prime Day Deals on October 13th and 14th. AmazonSmile will donate a percentage of your purchases to the charitable organization of your choice. Follow these easy steps to start donating today:

1. Go to smile.amazon.com and sign in.
2. Search and select our legal name, Waco Community Development Corporation.
3. Start shopping and watch as your donations add up!