While working at a local hospital, Sharron heard a coworker talking about the home she and her husband had just bought. They were laughing about how much furniture and clothing they had thrown away or given away while moving into their new home. Sharron’s son was getting bigger, the rented house felt smaller, and every year the rent crept up just a little more.
Sharron wasn’t in crisis, but she was stuck! And she knew it.
Sharron smiled politely, but inside she felt a tug — a mix of curiosity and longing. She and her son had been renting the same two-bedroom home for years. It was safe, familiar, and close to work, but every year the rent went up, and every year homeownership felt a little further away.
Later that day, during her lunch break, Sharron found herself replaying the conversation. She overheard a conversation about how Waco was changing — new neighborhoods were growing, more families were moving in, and home prices were rising more slowly than they had in years. Someone mentioned that Waco was still one of the most affordable cities in Central Texas, even as Dallas and Austin continued to skyrocket.
Later that week, she and her son took a drive through North Waco and saw some homes that Grassroots built. It didn’t feel out of reach. It felt… possible. That’s when the party started. What she found surprised her.
Waco was still one of the most affordable places in Central Texas. New construction was expanding. Interest rates were stabilizing. And Grassroots teaches Financial Literacy and Homebuyer Education that helps first‑time buyers with down payments and closing costs.
She didn’t need 20% down.
She didn’t need perfect credit.
She didn’t need to have everything figured out.
She just needed to begin.
It all started with a conversation in the hospital break room.
A spark.
A possibility.
A decision to start now, not later.
And in a growing city like Waco — where opportunities are rising, prices are still within reach, and families are building futures every day — starting now makes all the difference.
Sharron and her son now live in a 3-bedroom, 2-bathroom, 1-car garage home. They just spent their second Christmas in their home, hosting family and friends.